Privacy Policy

Effective Date: September 9, 2026

1. Who We Are

Reardon Benefits ("we," "us," or "our") is the trade name of Michael Reardon Insurance, an independent Medicare insurance broker. This Privacy Policy explains what information we collect through our website (reardonbenefits.com), our advertising (including Facebook and Instagram lead forms), phone calls, text messages, and email — and how we use, share, and protect it.

2. Information We Collect

We collect information you provide directly, including:

Contact details: name, phone number, email address, and mailing address.
Information on quote or lead forms: date of birth, Medicare eligibility status, current coverage, and the types of plans you are interested in.
Communications: records of calls, text messages, and emails between you and us. Please note that phone calls may be recorded for quality assurance and regulatory compliance.
Website usage: pages visited, device and browser information, and similar data collected through cookies and standard analytics tools.

3. How We Use Your Information

We use your information to:

Respond to your inquiries and provide insurance quotes and plan comparisons.
Contact you about Medicare Advantage, Medicare Supplement, and prescription drug plans that may fit your needs.
Service your existing policies and communicate important coverage updates.
Meet our legal and regulatory obligations as a licensed insurance producer.

We do not sell your personal information to third parties.

4. Your Consent to Be Contacted

By submitting a form on our website or through our Facebook or Instagram lead ads — or by otherwise providing your phone number — you give your prior express written consent for Reardon Benefits to contact you by telephone call and text message (including by automatic telephone dialing systems or prerecorded/artificial voice) at the number you provided, for marketing and informational purposes related to insurance products.

Consent is not a condition of purchase. Message and data rates may apply. You may opt out of text messages at any time by replying STOP, and you may opt out of calls by telling us directly at (423) 250-1950.

5. How We Share Your Information

We share your information only as needed to serve you:

Insurance carriers and our field marketing organization (FMO), to obtain quotes and process enrollments you request.
Service providers that help us operate our business, such as our customer relationship management (CRM) system, phone service, and email providers. These providers may only use your information to perform services for us.
Law enforcement, regulators, or other parties when required by law or to protect our rights.

We do not sell or rent your personal information.

6. Health-Related Information

Information you share with us in connection with an insurance application may be shared with the insurance carrier as necessary to process your application or enrollment. We take reasonable steps to safeguard this information and limit its use to the purposes described in this policy.

7. Data Security and Retention

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is completely secure, but we work to protect your data from unauthorized access. We retain your information only as long as needed for the purposes described here or as required by law and our recordkeeping obligations as a licensed insurance producer.

8. Your Rights

You may:

Request access to the personal information we hold about you.
Request corrections to inaccurate information.
Request deletion of your information, subject to our legal recordkeeping obligations.
Opt out of marketing communications at any time by contacting us at (423) 250-1950.

9. Cookies and Tracking

Our website may use cookies and similar technologies to improve your experience and understand how visitors use the site. You can control cookies through your browser settings. Our advertising partners (such as Meta) may also use cookies subject to their own privacy policies.

10. Children's Privacy

Our services are directed to adults, including Medicare beneficiaries. We do not knowingly collect information from children under 18.

11. Third-Party Links

Our website and ads may link to third-party sites, such as Facebook and Instagram. We are not responsible for the privacy practices of those sites; please review their policies directly.

12. Changes to This Policy

We may update this policy from time to time. The current version will always be posted at reardonbenefits.com/privacy.html, with the effective date shown above.

Note: This is a general template prepared for Reardon Benefits and is not legal advice. Have it reviewed by a licensed attorney before publishing.